Introducing Luminary Insights: AI-Powered Estate Planning Guidance for Every Client


AI-driven insights to help advisors scale expert estate planning across more client relationships.
Luminary Insights is our most powerful and groundbreaking release yet - an AI-powered workflow that automatically surfaces potential concerns and personalized strategic opportunities directly from a client’s estate planning documents.
Insights enables teams to deliver sophisticated planning to more clients, elevate strategic conversations, and focus expertise where it matters most.
This isn’t an update, it’s a breakthrough. Insights enables new capabilities that surface actionable AI-driven estate planning guidance, with no double data entry. It’s redefining what wealth firms can expect from planning software - and creating a clear strategic advantage for early adopters.
Estate Planning: High Value, Hard to Scale
Estate planning is one of the most valuable services sophisticated advisory firms deliver. It builds trust, strengthens multi-generational relationships, and generates measurable tax alpha. But as demand for these services grows, firms face a critical bottleneck: scaling consistently using existing bandwidth, without compromising quality.
To scale estate planning effectively, firms must bridge experience gaps and streamline how information flows across teams. Junior advisors are eager to contribute, but often need guidance navigating complex strategies. Senior experts bring deep insight, but their time is scarce. And when key planning details are locked in static PDFs or scattered across disconnected systems, collaboration slows - and valuable opportunities are harder to spot.
When expertise is uneven and information fragmented:
- Clients experience inconsistency in service depth and quality - leading to missed opportunities for personalization and optimization.
- Advisors waste valuable time on manual analysis instead of focusing on high-impact client engagement and strategic planning.
- Firms struggle to scale estate planning services, limiting growth opportunities across their broader client base.
Luminary Insights: Transforming Client Documents Into Actionable Ideas
Luminary Insights solves the challenge of scaling estate plan analysis with a new, automated AI workflow.
Advisors simply upload client estate documents, and Luminary automatically surfaces key insights - including missing documents, critical concerns, and strategy opportunities that can enhance a client’s plan.
Luminary Insights:
- Identifies missing documents such as wills, trusts, POAs, healthcare proxies, or tax returns
- Flags outdated fiduciaries, missing guardianship provisions, or inappropriate distribution structures
- Proposes planning opportunities around gifting strategies, exemption usage, education accounts, and more
Insights are generated directly from client documents and household information - no double data entry required. Advisors can mark insights as critical, edit recommendations, track status, and export client-ready reports to support strategic conversations and collaboration with legal and tax partners.
While traditional estate planning tools help advisors visualize and analyze existing information, Luminary Insights goes further - surfacing AI-driven planning intelligence that transforms how estate services are delivered.
"There are significantly more clients in need of wealth transfer services than advisors can support today. By identifying clear, actionable ideas, Insights empowers firms to expand their client reach, and consistently deliver expert guidance.” — David Barnard, CEO, Luminary
The Future of Wealth Transfer: Unlock Sustainable Growth
By helping advisory teams surface expert insights faster, Luminary Insights empowers firms to:
- Expand services to more clients - deliver more consistent, high-quality outcomes across the entire book
- Increase capacity - advisors can manage complex cases with AI-powered insights
- Optimize expert time - save time on manual document review and free up senior strategists for high-impact client strategy
- Deliver more value - surface risks and opportunities clients can act on immediately
It’s a strategic advantage for firms looking to elevate the personalization and consistency of their estate planning services. And this is just the beginning. Luminary Insights currently supports dozens of intelligent findings, with new insights added each month to keep your team at the forefront of wealth transfer strategy.
Simple to Activate, Powerful in Practice
Getting started with Insights is simple: upload your client’s estate documents to Luminary, and the platform takes care of the rest. Recommendations appear automatically in the dedicated Insights page, and missing documents are flagged under the documents tab.
Plus, Luminary Insights are just as customizable as the rest of the platform. Options to edit details, flag insights as critical, and export client-ready materials are front and center.
Key functionality includes:
- Checklists for tracking missing documents and driving uploads
- Detailed insights with editable titles, descriptions, and considerations
- Criticality tagging to identify planning themes or flag high-priority issues
- Insight status tracking to mark items as completed, in progress, or dismissed
- Clickable citations that link directly to the source section of each uploaded document
- Customizable exports for white-labeled client-ready presentations
- Selectively include or exclude insights and customize detail level when exporting
- Automated notifications to surface key insights during reviews
See Luminary Insights in Action
We’d love to show you what’s possible. Schedule a demo to see how Luminary can help your team deliver more personalized, scalable trust & estate services—and drive stronger client outcomes.
See Insights live in action in our upcoming webinar, "The Next Frontier for AI in Wealth Transfer: A First Look at Luminary Insights."